The 10 Best Payment Processors for Adult Websites (2024 Update)

We can all agree that processing payments presents difficulties for many website owners in the adult entertainment industry.

Firstly, most payment processors do not accept transactions involving adult content.

Secondly, the terms and conditions of payment processors that accept adult content can be misleading and complex. From the chargeback rates, regulatory restrictions, likelihood of fraud, privacy issues, and company policy prohibiting partnerships with adult-oriented businesses, selecting an appropriate payment processor can make or mar our business.

Fear not – I’ve collected these 10 payment gateways based on my experience in the adult entertainment industry and want to share them with you.

I will highlight their key features, pros, and cons.

RocketGate

RocketGate is a payment processor that provides advanced payment features.

Key Features of RocketGate

  • Automated chargeback processing
  • Recurring billing
  • Multi-currency
  • Risk management

Pros of RocketGate

  • Ease of usage
  • Quick and flexible payment
  • Lower chargebacks

Cons of RocketGate

  • Complex integration process

Segpay

Segpay is a popular payment processor that focuses on online and subscription-based content providers.

Key Features of Segpay

  • Easy onboarding
  • High-volume transaction
  • Fraud protection
  • Flexible pricing options
  • One-click purchase
  • Support for cross-selling
  • Comprehensive analytics

Pros of Segpay

  • Seamless high-volume transaction
  • Exceptional user experience
  • Excellent customer service

Cons of Segpay

  • Complex regulatory requirements
  • Complex integration process

Corazon

Corazon is one of the payment processors that also specializes in high-risk transactions. They are supported in Germany too.

Key Features of Corazon

  • Multiple payment methods
  • Multiple currencies
  • Payment internalization
  • High-security standards

Pros of Corazon

  • Support for multiple currencies
  • Secured transaction
  • Easy integration
  • Quick Payment

Cons of Corazon

  • Limited public information

Micropaymenthttps://www.micropayment.ch/home/ AG

Micropayment AG is a professional payment processor for digital content as well as online stores.

Key Features of Micropayment AG

  • Flexible payment methods
  • Fraud protection
  • Greater mobility
  • Multiple currencies

Pros of Micropayment AG

  • Ease of payment
  • Multiple currencies
  • Secured payment
  • Increased transparency

Cons of Micropayment AG

  • Poor customer service

Payment Cloud

The Payment cloud is the best payment processor for online and offline high-risk adult businesses.

Key Features of Payment Cloud

  • Focuses on high-risk industries
  • No setup costs for accounts
  • Credit card terminal for free
  • Effective customer service
  • Focuses on high-risk industries
  • Several point-of-sale (POS) systems
  • Integrated web hosting

Pros of Payment Cloud

  • High approval rate
  • Works with various banks
  • Fair charges and prices
  • No set-up cost for accounts
  • Exceptional customer service
  • Limited public complaints
  • No-cost credit card reader

Cons of Payment Cloud

  • Unknown pricing
  • Lack of support for escort services
  • Volume limitations each month
  • Possibility of increasing long-term rate
  • Absence of transparency
  • Extended approval periods

CCBill Pay

CCBill is an expert in ensuring high-risk businesses, like adult content businesses, are managed smoothly.

Key Features of CCBill Pay

  • Active risk reduction
  • Support for versatile website compliance
  • Proactive handling of regulations
  • Discounts for cancellations
  • Fraud protection 
  • Quick billing and password assistance
  • Purchases displayed discreetly

Pros of CCBill Pay

  • Great for adult industries
  • Fixed-rate pricing
  • Support for multiple currencies
  • Free early termination.
  • Ideal for international businesses 
  • No recurring charge

Cons of CCBill Pay

  • High payment processing fees
  • Payments are subject to a minimum 6-month hold following account termination.
  • Requires rolling reserve

Verotel

Verotel is a leading adult payment processor for numerous adult content creators to expand their high-risk business.

Key Features of Verotel

  • Acceptance of high-risk merchants
  • Support for multiple currencies
  • Bitsafe is the power source.
  • Simple to utilize Verotel Centre dashboard
  • Customized cardholder assistance
  • Successful affiliate network
  • Stringent privacy and security regulations

Pros of Verotel

  • Daily rewards
  • Absence of a minimum processing threshold
  • No startup costs
  • Available at public pricing
  • No monthly charge
  • No costs associated with early termination

Cons of Verotel

  • The price is a bit expensive. 
  • Not every term is disclosed. 
  • Requires a reserve fund for potential chargebacks
  • Services promoted via channel partnerships
  • Poor customer service 

Corepay

Corepay is the best payment processor for mail-order and telephone-order (MOTO) businesses.

Key Features of Corepay

  • Many options for processing hardware
  • Accepts the bulk of the adult entertainment sector
  • Provides a mail-order or telephone-order (MOTO) only choice.
  • Offers chargeback and anti-fraud protection services.

Pros of Corepay

  • No setup costs for accounts or applications
  • No annual charges
  • Provides a unique NetValve payment gateway.
  • Strong chargeback and anti-fraud protection measures.

Cons of Corepay

  • Minimal information about prices
  • Ineffective customer service

Host Merchant Services

Host merchant services, or HMS, are payment processors that work best for adult e-commerce businesses.

Key Features of Host Merchant Services

  • Assists high-risk businesses
  • Numerous POS systems
  • Varying lifetime rates
  • A “free” EMV-capable terminal
  • Gateways for net payments
  • Free website hosting.

Pros of Host Merchant Services

  • Recognizes various adult entertainment
  • Reasonable and equitable pricing
  • Excellent customer service
  • Customized business solutions
  • No costs associated with early termination
  • Exchange-plus rates
  • User-friendly website

Cons of Host Merchant Services

  • Requires a long-term agreement for high-risk businesses.
  • Undisclosed high-risk pricing
  • Requires a rolling reserve
  • Expensive for small-scale businesses

Durango Merchant Services

Durango Merchant Services is one of the top adult payment processors for the foreign adult entertainment industry.

Key features of Durango Merchant Services

  • A variety of payment alternatives
  • Accounts for international businesses
  • Integration of shopping carts
  • Fraud prevention
  • Processing of cryptocurrency
  • Chargeback solutions 

Pros of Durango Merchant Services

  • Reasonable account fees and processing rates
  • No early termination fees
  • Provides a personal account manager for customer service 
  • Quick onboarding and prompt approvals
  • Offshore accounts
  • Free Consultation
  • Integrated tools for reducing fraud

Cons of Durango Merchant Services

  • No online price disclosures
  • Requires a long-term agreement
  • eCommerce gateways are optional
  • Lacks instruments for age verification

Conclusion

Selecting the right payment processors will assist adult content creators like me in handling transactions on adult websites with ease. Explore the payment processors that I recommended and choose the one that best fits your adult business needs.

Now I’d like to hear from you:

Which payment processor works best for your adult content business? Post your comments below. 

If you found this post useful, remember to share it with other content creators who are navigating the adult business world.

FAQs

What are adult payment processors?

Adult payment processors are financial institutions that handle payments on adult websites. The adult payment processors handle the money transfer from the user account to the company account.

How should a payment processor be set up?

To set up a payment processor, choose one that provides the following:

  • Specializes in high-risk businesses
  • Understand the unique difficulties faced by the adult market.
  • Strong security measures
  • Effective handling of regulatory restrictions
  • Strong chargeback prevention measures
  • Verified track record in the adult industry
  • Handle multi-currencies (for international businesses)
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